Questions
frequently asked
TRAVEL
insurance
Top 10 Reasons to Purchase Travel Insurance
There are hundreds of circumstances that could cause you to cancel your trip, return home early, or force you to seek emergency medical treatment while traveling. To demonstrate the importance of purchasing travel insurance and emergency travel services, here are 10 common examples of what could go wrong:
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It's 10 p.m., and you and your girlfriends arrive at the airport for a connecting flight, only to find that your flight has been canceled. Who can assist you with finding new flights to get everyone home?
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Your bag was lost with your prescription medicine inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
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It’s your first visit to Rome, Italy, and your passport and wallet are stolen. Where do you turn for assistance in obtaining emergency cash, and how will you get your passport replaced?
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You're involved in an accident and adequate medical treatment is not available. Who will help coordinate a medical evacuation?
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If your mother-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
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You arrive in Jamaica, and your luggage doesn’t. If it’s lost, who will help you find it? If it’s delayed, who will reimburse you for covered necessities? If it’s stolen, who will reimburse you for its contents?
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Your cruise line, airline, or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who is able to assist in getting you to your destination?
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You’re walking down a street in Chile and twist your ankle. Who is able to assist you in finding an English-speaking physician?
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Three weeks before your scheduled arrival, a terrorist incident occurs in the city you plan to visit. Who will reimburse you if you want to cancel your trip?
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You are at a beach resort in Florida, and you are forced to evacuate due to a hurricane, which has made your resort uninhabitable. Who can assist you in being evacuated? Who will reimburse you for your lost vacation investment?
The answer to most of these questions is that you would be responsible for the cost or face losing money on your travel investment. Don’t allow this to happen. We suggest travel insurance to all of our clients just in case the “what if” happens to you. Please strongly consider travel protection coverage when you purchase one of LGP’s travel packages or when buying travel in general. It’s better to have the insurance and not need it than to need it and not have it!
Having travel insurance will protect your investment and give you peace of mind. Let's Get Packing recommends purchasing “cancellation for any reason insurance.” We recommend this type of insurance because it will allow you to cancel for any reason. During the COVID-19 pandemic, insurance companies were not approving claims due to COVID-19; however, the “cancellation for any reason insurance” will allow you to cancel due to COVID-19 or any other reason. This type of insurance will cost more than your normal insurance, but your investment will be better protected with it. Purchasing this type of policy is time-sensitive, so you must stop and make this a task immediately.
Here are some travel insurance companies that we have worked with before. Please visit their websites directly. Of course, you can select your own company.
TRAVEL
Terms & Conditions
We are Let's Get Packing and are excited to help you with your travel needs. Please get familiar with our Terms & Conditions.
The following terms and conditions apply to any trip booked with Let's Get Packing (hereinafter referred to as “LGP,” “our,” “us”). By booking a trip with LGP you (hereinafter referred to as “you,” “your,” or “traveler”) acknowledge that you (i) are 21 years of age or older, (ii) understand and accept these terms and conditions (the “Terms and Conditions”), and (iii) are entering into a contractual relationship with LGP.
Price Policy
All trip prices are as posted on the LGP website at the time of booking and do not include airfare. Trips are priced per person, based on shared occupancy. Single rooms may be available at an additional cost, and the prices will be listed where applicable. Prior to booking, prices are subject to change without notice. If you are using our payment plan option, you must submit a non-refundable, non-transferable, per-person deposit (equivalent to the first month’s installment payment or another amount determined by LGP in its sole discretion) at the time of booking to reserve your space.
Payment Schedule
Traveler understands and agrees to satisfy their balance in full no less than 40 days prior to the date of arrival. Should the Traveler fail to submit the final payment 40 days prior to the travel date without written communication and agreement by LGP, a 10% late fee will be assessed each day based on the original amount.
If the Traveler fails to submit payment in full by 30 days prior to the date of arrival, LGP reserves the right to cancel the booking and retain 100% of funds paid.
If the Traveler agrees to make monthly payments for their Experience and misses two consecutive payments without written communication and written response and agreement from LGP, the Experience will be canceled.
LGP will notify the Traveler in writing of the date and frequency of the scheduled payments.
Credit Card Payment/Processing
LGP uses a third-party credit card processing company to provide Traveler with a convenient way of submitting payment. Traveler acknowledges that they are aware there is a credit card processing fee and that the Traveler is responsible for the fees. Traveler agrees to update the Company’s records in the event that the Traveler’s credit/debit card/bank account is closed, expires, or is no longer active for whatever reason. Traveler may contact LGP directly to provide updated payment information: andrea@letsgetpacking.fun.
Declined Payment
In the event that payment is attempted by LGP and is subsequently declined, the Company will provide the Traveler with a courtesy email notifying them of the declined payment method. If the past due payment is not paid within three (3) days of its due date, a 10% late fee will be assessed for that interval’s payment. LGP will cancel the Traveler's booking and retain all paid funds.
Refunds
All payments to LGP are non-refundable and non-transferable. This is because LGP has contractual agreements with our hotel, airlines, transportation, and other vendors that will not allow us to obtain any refunds.
Payment Disputes
Travelers agree not to file a payment dispute or chargeback through their bank/financial institution and to instead utilize their travel insurance in the event that they can no longer attend the planned trip. LGP’s Refund Policy. In the event that a chargeback is requested and/or processed, Traveler agrees to repay LGP for the full amount and be responsible for any fees incurred in recouping, including attorney’s fees.
Travel Insurance:
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